Subaru Outback 3.6R Premium Insurance Rates

Estimated auto insurance rates for a Subaru Outback 3.6R Premium are $1,416 annually with full coverage. Comprehensive insurance costs approximately $354, collision costs $540, and liability costs $364. A policy with only liability insurance costs as little as $430 a year, with a high-risk policy costing $3,028 or more. Teen drivers pay the most at $5,112 a year or more.

Annual premium for full coverage: $1,416

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Outback Trim Level

These rate differences demonstrate why everyone should compare rates using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Subaru Outback 3.6R Premium also have a wide range based on the replacement cost of your Outback, your driving record, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 extra annually, depending on your age. Subaru Outback 3.6R Premium insurance for high-risk drivers can cost from 43% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $600 annually, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Subaru Outback 3.6R Premium insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to find out which car insurance is cheapest is to regularly compare prices from multiple companies. Every company uses a different rate calculation, so rate quotes will be substantially different between companies.

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The chart above shows Subaru Outback 3.6R Premium insurance prices for different situations. The cheapest discount price is $824. Drivers who choose higher $1,000 deductibles will pay about $1,214. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,416. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,808. High risk drivers could be charged up to $3,028. The rate for full coverage for a teenager is $5,112.

View Chart as Image