Subaru Outback 3.6R Limited Insurance Rates
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Estimated auto insurance rates for a Subaru Outback 3.6R Limited are $1,462 annually for full coverage. Comprehensive insurance costs approximately $368, collision costs $572, and liability costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing $3,128 or more. Teen drivers pay the most at $5,258 a year or more.
Annual premium for full coverage: $1,462
Premium estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Subaru Outback Trim Level
Using a 40-year-old driver as an example, insurance rates for a Subaru Outback 3.6R Limited go from as cheap as $430 for just liability insurance to a much higher rate of $3,128 for a policy for a high-risk driver.
These rate differences show why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Subaru Outback 3.6R Limited Insurance
Auto insurance rates for a Subaru Outback 3.6R Limited also have a wide range based on the replacement cost of your Outback, your driver profile, and physical damage deductibles and liability limits.
An older driver with a good driving record and high physical damage deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 44% to 130% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $630 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Subaru Outback 3.6R Limited insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
With such a large range of prices, the only way to know which car insurance is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be substantially different between companies.
Chart shows Subaru Outback 3.6R Limited insurance prices for different situations. The best price after discounts is $848. Drivers who choose higher $1,000 deductibles will pay about $1,248. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,462. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,872. High risk drivers could be charged up to $3,128. The price for full coverage for a teenager can be as high as $5,258.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,320 | -$142 | -9.7% |
Alaska | $1,120 | -$342 | -23.4% |
Arizona | $1,214 | -$248 | -17.0% |
Arkansas | $1,462 | -$0 | 0.0% |
California | $1,666 | $204 | 14.0% |
Colorado | $1,398 | -$64 | -4.4% |
Connecticut | $1,504 | $42 | 2.9% |
Delaware | $1,654 | $192 | 13.1% |
Florida | $1,828 | $366 | 25.0% |
Georgia | $1,350 | -$112 | -7.7% |
Hawaii | $1,050 | -$412 | -28.2% |
Idaho | $990 | -$472 | -32.3% |
Illinois | $1,088 | -$374 | -25.6% |
Indiana | $1,100 | -$362 | -24.8% |
Iowa | $986 | -$476 | -32.6% |
Kansas | $1,390 | -$72 | -4.9% |
Kentucky | $1,994 | $532 | 36.4% |
Louisiana | $2,164 | $702 | 48.0% |
Maine | $902 | -$560 | -38.3% |
Maryland | $1,206 | -$256 | -17.5% |
Massachusetts | $1,168 | -$294 | -20.1% |
Michigan | $2,540 | $1,078 | 73.7% |
Minnesota | $1,222 | -$240 | -16.4% |
Mississippi | $1,752 | $290 | 19.8% |
Missouri | $1,296 | -$166 | -11.4% |
Montana | $1,570 | $108 | 7.4% |
Nebraska | $1,152 | -$310 | -21.2% |
Nevada | $1,754 | $292 | 20.0% |
New Hampshire | $1,054 | -$408 | -27.9% |
New Jersey | $1,634 | $172 | 11.8% |
New Mexico | $1,294 | -$168 | -11.5% |
New York | $1,540 | $78 | 5.3% |
North Carolina | $842 | -$620 | -42.4% |
North Dakota | $1,198 | -$264 | -18.1% |
Ohio | $1,008 | -$454 | -31.1% |
Oklahoma | $1,502 | $40 | 2.7% |
Oregon | $1,340 | -$122 | -8.3% |
Pennsylvania | $1,396 | -$66 | -4.5% |
Rhode Island | $1,950 | $488 | 33.4% |
South Carolina | $1,326 | -$136 | -9.3% |
South Dakota | $1,232 | -$230 | -15.7% |
Tennessee | $1,280 | -$182 | -12.4% |
Texas | $1,762 | $300 | 20.5% |
Utah | $1,082 | -$380 | -26.0% |
Vermont | $1,000 | -$462 | -31.6% |
Virginia | $874 | -$588 | -40.2% |
Washington | $1,130 | -$332 | -22.7% |
West Virginia | $1,340 | -$122 | -8.3% |
Wisconsin | $1,012 | -$450 | -30.8% |
Wyoming | $1,302 | -$160 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,258 |
20 | $3,322 |
30 | $1,532 |
40 | $1,462 |
50 | $1,330 |
60 | $1,304 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,872 |
$250 | $1,684 |
$500 | $1,462 |
$1,000 | $1,248 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,462 |
50/100 | $1,535 |
100/300 | $1,626 |
250/500 | $1,862 |
100 CSL | $1,571 |
300 CSL | $1,771 |
500 CSL | $1,917 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,510 |
20 | $5,270 |
30 | $3,206 |
40 | $3,128 |
50 | $2,980 |
60 | $2,950 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $78 |
Multi-vehicle | $73 |
Homeowner | $20 |
5-yr Accident Free | $107 |
5-yr Claim Free | $93 |
Paid in Full/EFT | $68 |
Advance Quote | $71 |
Online Quote | $104 |
Total Discounts | $614 |
Discounts are estimated and may not be available from every company or in every state.
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