Subaru Outback 3.6R Insurance Rates

Estimated insurance rates for a Subaru Outback 3.6R are $1,384 a year for full coverage. Comprehensive costs around $354, collision costs $508, and liability costs around $364. A policy with only liability insurance costs as low as $430 a year, with a high-risk policy costing around $2,950. Teenage drivers pay the most at $4,990 a year or more.

Annual premium for full coverage: $1,384

Premium estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Outback Trim Level

Insurance Price Range by Location

Where you live can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities.

The example below illustrates the difference location can make on auto insurance rates.

These rate differences show why everyone should compare prices for a specific zip code, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Subaru Outback 3.6R also have a wide range based on the replacement cost of your Outback, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,600 to $2,200 extra annually, depending on your age. Subaru Outback 3.6R insurance for high-risk drivers can be as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $4,900 a year. View Rates by Age

Where you choose to live has a huge impact on Subaru Outback 3.6R insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $580 every year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know your exact price is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

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Chart shows Subaru Outback 3.6R insurance prices for different risks and coverage choices. The best price after discounts is $810. Drivers who use higher $1,000 deductibles will pay $1,188. The average price for a driver age 40 with no violations using $500 deductibles is $1,384. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,760. Drivers with multiple violations and accidents could be charged up to $2,950. The rate for full coverage insurance for a 16-year-old driver can be as high as $4,990.

View Chart as Image