Subaru Outback 2.5I Limited Insurance Rates

The average insurance rates for a Subaru Outback 2.5I Limited are $1,384 a year for full coverage. Comprehensive insurance costs on average $354 a year, collision insurance costs $508, and liability costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs $2,950 or more. Teenage drivers cost the most to insure at up to $4,990 a year.

Annual premium for full coverage: $1,384

Policy rates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Outback Trim Level

These price differences show why it is important for drivers to compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Subaru Outback 2.5I Limited also range considerably based on your risk profile, the model year of your Outback, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $4,900 a year. View Rates by Age

Your home state makes a big difference in Subaru Outback 2.5I Limited insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $580 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

View Chart as Image

Chart shows Subaru Outback 2.5I Limited insurance rates for various risk profiles and scenarios. The best rate after discounts is $810. Drivers who use higher $1,000 deductibles will pay around $1,188. The average rate for a 40-year-old male driver using $500 deductibles is $1,384. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,760. Drivers with multiple violations and accidents could be charged around $2,950. The cost for full coverage for a teen driver is $4,990.

View Chart as Image