Subaru Impreza Outback Sport 4WD Station Wagon Insurance Rates

Average insurance rates for a Subaru Impreza Outback Sport 4WD Station Wagon are $1,342 a year for full coverage insurance. Comprehensive costs on average $312 each year, collision insurance costs $508, and liability costs around $364. Only liability insurance costs as low as $430 a year, and high-risk insurance costs around $2,880. Teenage drivers receive the highest rates at up to $4,928 a year.

Annual premium for full coverage: $1,342

Rate estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Impreza Trim Level

Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas tend to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.

These differences illustrate why all drivers should compare prices based on a specific location, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Subaru Impreza Outback Sport 4WD Station Wagon can also vary considerably based on the actual cash value of your Impreza, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,600 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $4,900 a year. View Rates by Age

Where you live has a huge impact on Subaru Impreza Outback Sport 4WD Station Wagon insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $550 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates can be significantly different.

View Chart as Image

The chart estimates Subaru Impreza Outback Sport 4WD Station Wagon insurance prices for various risks and coverage choices. The best price after discounts is $781. Drivers who use higher $1,000 deductibles will pay $1,156. The average price for a 40-year-old male driver using $500 deductibles is $1,342. Using lower $100 deductibles for physical damage coverage could cost up to $1,702. Drivers with multiple violations and accidents could be charged as much as $2,880. The policy rate for full coverage insurance for a teen driver can be as high as $4,928.

View Chart as Image