Saturn Vue XR-L AWD Insurance Rates
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Average insurance prices for a Saturn Vue XR-L AWD are $1,448 every 12 months for full coverage. Comprehensive costs around $354, collision insurance costs $572, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $3,106. Teenage drivers receive the highest rates at up to $5,236 a year.
Annual premium for full coverage: $1,448
Rate estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Saturn Vue Trim Level
Using a middle-aged driver as an example, prices range from the cheapest price of $430 for just liability insurance to the much higher price of $3,106 for a high-risk driver policy.
Price Range by Location
Where you live has a significant impact on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than densely populated cities. The example below illustrates how where you live affects auto insurance rates.
These differences show why everyone should compare prices for a specific zip code and their own driving history, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Saturn Vue XR-L AWD Insurance
Car insurance rates for a Saturn Vue XR-L AWD can also vary considerably based on policy deductibles and limits, your driver profile, and the actual cash value of your Vue.
Using high physical damage deductibles could cut rates by as much as $620 each year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $5,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at least $1,700 to $2,300 extra per year, depending on your age. Saturn Vue XR-L AWD insurance for high-risk drivers can be anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates
Where you live has a huge impact on Saturn Vue XR-L AWD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
With so much variability in rates, the only way to know your exact price is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different.
Chart shows Saturn Vue XR-L AWD insurance rates for various coverage choices and risks. The lowest rate with discounts is $837. Drivers who use higher $1,000 deductibles will pay $1,238. The average rate for a driver age 40 with no violations using $500 deductibles is $1,448. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,854. Drivers with multiple violations and accidents could be charged as much as $3,106. The rate for full coverage insurance for a 16-year-old driver can be as high as $5,236.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,308 | -$140 | -9.7% |
Alaska | $1,110 | -$338 | -23.3% |
Arizona | $1,202 | -$246 | -17.0% |
Arkansas | $1,448 | -$0 | 0.0% |
California | $1,650 | $202 | 14.0% |
Colorado | $1,384 | -$64 | -4.4% |
Connecticut | $1,490 | $42 | 2.9% |
Delaware | $1,638 | $190 | 13.1% |
Florida | $1,810 | $362 | 25.0% |
Georgia | $1,338 | -$110 | -7.6% |
Hawaii | $1,040 | -$408 | -28.2% |
Idaho | $980 | -$468 | -32.3% |
Illinois | $1,078 | -$370 | -25.6% |
Indiana | $1,090 | -$358 | -24.7% |
Iowa | $978 | -$470 | -32.5% |
Kansas | $1,376 | -$72 | -5.0% |
Kentucky | $1,976 | $528 | 36.5% |
Louisiana | $2,142 | $694 | 47.9% |
Maine | $892 | -$556 | -38.4% |
Maryland | $1,194 | -$254 | -17.5% |
Massachusetts | $1,158 | -$290 | -20.0% |
Michigan | $2,516 | $1,068 | 73.8% |
Minnesota | $1,210 | -$238 | -16.4% |
Mississippi | $1,734 | $286 | 19.8% |
Missouri | $1,284 | -$164 | -11.3% |
Montana | $1,554 | $106 | 7.3% |
Nebraska | $1,142 | -$306 | -21.1% |
Nevada | $1,736 | $288 | 19.9% |
New Hampshire | $1,044 | -$404 | -27.9% |
New Jersey | $1,618 | $170 | 11.7% |
New Mexico | $1,282 | -$166 | -11.5% |
New York | $1,526 | $78 | 5.4% |
North Carolina | $834 | -$614 | -42.4% |
North Dakota | $1,186 | -$262 | -18.1% |
Ohio | $998 | -$450 | -31.1% |
Oklahoma | $1,488 | $40 | 2.8% |
Oregon | $1,326 | -$122 | -8.4% |
Pennsylvania | $1,382 | -$66 | -4.6% |
Rhode Island | $1,930 | $482 | 33.3% |
South Carolina | $1,312 | -$136 | -9.4% |
South Dakota | $1,222 | -$226 | -15.6% |
Tennessee | $1,268 | -$180 | -12.4% |
Texas | $1,744 | $296 | 20.4% |
Utah | $1,072 | -$376 | -26.0% |
Vermont | $990 | -$458 | -31.6% |
Virginia | $866 | -$582 | -40.2% |
Washington | $1,120 | -$328 | -22.7% |
West Virginia | $1,326 | -$122 | -8.4% |
Wisconsin | $1,004 | -$444 | -30.7% |
Wyoming | $1,290 | -$158 | -10.9% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,236 |
20 | $3,302 |
30 | $1,518 |
40 | $1,448 |
50 | $1,318 |
60 | $1,292 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,854 |
$250 | $1,666 |
$500 | $1,448 |
$1,000 | $1,238 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,448 |
50/100 | $1,521 |
100/300 | $1,612 |
250/500 | $1,848 |
100 CSL | $1,557 |
300 CSL | $1,757 |
500 CSL | $1,903 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,480 |
20 | $5,240 |
30 | $3,182 |
40 | $3,106 |
50 | $2,960 |
60 | $2,930 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $77 |
Multi-vehicle | $73 |
Homeowner | $20 |
5-yr Accident Free | $107 |
5-yr Claim Free | $93 |
Paid in Full/EFT | $67 |
Advance Quote | $71 |
Online Quote | $103 |
Total Discounts | $611 |
Discounts are estimated and may not be available from every company or in every state.
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