Saturn Vue XR 2WD Insurance Rates

Average insurance rates for a Saturn Vue XR 2WD are $1,310 a year for full coverage insurance. Comprehensive costs around $312 a year, collision insurance costs $476, and liability insurance costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs around $2,802. Teen drivers receive the highest rates at up to $4,804 a year.

Annual premium for full coverage: $1,310

Rate estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Vue Trim Level

Price Range by Location

Your location has a significant impact on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance rates.

These differences illustrate why it is important for drivers to compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Saturn Vue XR 2WD can also vary considerably based on the model year of your Vue, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,500 to $2,100 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 128% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will have to pay as much as $4,800 a year. View Rates by Age

Where you live makes a big difference in Saturn Vue XR 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $530 each year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out your exact price is to get quotes from as many companies as possible. Every company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

The chart estimates Saturn Vue XR 2WD insurance prices for various risks and coverage choices. The lowest price with discounts is $767. Drivers who choose higher $1,000 deductibles will pay $1,132. The average price for a driver age 40 with no violations using $500 deductibles is $1,310. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,656. High risk drivers could be charged as much as $2,802. The cost for full coverage insurance for a 16-year-old driver is $4,804.

View Chart as Image