Saturn Outlook XR-L Premium AWD Insurance Rates

U.S. average insurance rates for a Saturn Outlook XR-L Premium AWD are $1,552 a year including full coverage. Comprehensive costs approximately $396, collision costs $634, and liability insurance costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing around $3,328. Teenage drivers pay the highest rates at $5,546 a year or more.

Annual premium for full coverage: $1,552

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Outlook Trim Level

Geographic Price Range

Your location has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance prices.

These price ranges highlight why anyone shopping for car insurance should compare rates using their specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for a Saturn Outlook XR-L Premium AWD are also quite variable based on the model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,800 to $2,400 additional each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,500 a year. View Rates by Age

The state you live in makes a big difference in Saturn Outlook XR-L Premium AWD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $690 each year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, and rates may be quite different.

View Chart as Image

The chart above shows average Saturn Outlook XR-L Premium AWD insurance prices for different risks and coverage choices. The lowest price with discounts is $891. Drivers who use higher $1,000 deductibles will pay $1,320. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,552. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,004. Drivers with multiple violations and accidents could be charged at least $3,328. The price for full coverage insurance for a teenager is $5,546.

View Chart as Image