Saturn Outlook XR-L AWD Insurance Rates

The average insurance rates for a Saturn Outlook XR-L AWD are $1,508 a year with full coverage. Comprehensive insurance costs around $382 each year, collision costs $604, and liability insurance costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing $3,228 or more. Teen drivers cost the most to insure at $5,404 a year or more.

Annual premium for full coverage: $1,508

Policy rates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Outlook Trim Level

These price differences demonstrate why all drivers should compare prices for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Saturn Outlook XR-L AWD also range considerably based on your risk profile, the actual cash value of your Outlook, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,400 a year. View Rates by Age

Your home state has a huge impact on Saturn Outlook XR-L AWD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $660 each year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,700 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 126% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.

View Chart as Image

The chart above shows Saturn Outlook XR-L AWD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $869. Drivers who choose higher $1,000 deductibles will pay around $1,282. The average rate for a driver age 40 with no violations using $500 deductibles is $1,508. Using lower $100 deductibles for comp and collision coverage could cost up to $1,938. High risk drivers could be charged around $3,228. The policy rate for full coverage for a 16-year-old driver can be as high as $5,404.

View Chart as Image