Saturn Outlook XR-L 2WD Insurance Rates

U.S. average insurance rates for a Saturn Outlook XR-L 2WD are $1,508 a year including full coverage. Comprehensive insurance costs around $382 each year, collision costs $604, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $3,228 or more. Teen drivers pay the highest rates at $5,404 a year or more.

Annual premium for full coverage: $1,508

Price estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Outlook Trim Level

These price ranges highlight why all drivers should compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Saturn Outlook XR-L 2WD are also quite variable based on your driving record, the replacement cost of your Outlook, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,400 per year on average for full coverage. Rates are highest for teenage drivers, where even good drivers will be charged as much as $5,400 a year. View Rates by Age

The state you live in makes a big difference in Saturn Outlook XR-L 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $660 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 126% more than average. View High Risk Driver Rates

Since rates can be so different, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

View Chart as Image

The chart above shows average Saturn Outlook XR-L 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $869. Drivers who choose higher $1,000 deductibles will pay around $1,282. The average rate for a driver age 40 with no violations using $500 deductibles is $1,508. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,938. High risk drivers could be charged at least $3,228. The policy rate for full coverage for a 16-year-old driver is $5,404.

View Chart as Image