Saturn Outlook XE 2WD Insurance Rates

Average insurance rates for a Saturn Outlook XE 2WD are $1,370 a year with full coverage. Comprehensive insurance costs an estimated $340, collision costs $508, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing $2,926 or more. Teenage drivers receive the highest rates at $4,970 a year or more.

Annual premium for full coverage: $1,370

Rate estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Outlook Trim Level

These differences demonstrate why everyone should compare prices for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for a Saturn Outlook XE 2WD can also vary considerably based on your driver profile, the actual cash value of your Outlook, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $4,900 a year. View Rates by Age

Where you live has a huge impact on Saturn Outlook XE 2WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $570 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,600 to $2,200 extra per year, depending on your age. Saturn Outlook XE 2WD insurance for high-risk drivers can be from 44% to 131% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

View Chart as Image

The chart above shows Saturn Outlook XE 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $800. Drivers who use higher $1,000 deductibles will pay around $1,176. The average rate for a driver around age 40 using $500 deductibles is $1,370. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,740. Drivers with multiple violations and accidents could be charged as much as $2,926. The rate for full coverage for a teenage driver can be as high as $4,970.

View Chart as Image