SAAB 9-3 Aero 2-Dr Convertible Insurance Rates

U.S. average insurance prices for a SAAB 9-3 Aero 2-Dr Convertible are $1,694 every 12 months for full coverage. Comprehensive costs approximately $410 each year, collision insurance costs $762, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $3,662. Teen drivers pay the highest rates at up to $6,062 a year.

Annual premium for full coverage: $1,694

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this SAAB 9-3 Trim Level

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural locations have more infrequent accident claims than larger metro areas. The graphic below illustrates how location impacts auto insurance prices.

These price ranges show why all drivers should compare prices using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a SAAB 9-3 Aero 2-Dr Convertible are also quite variable based on deductibles and policy limits, your driver profile, and the replacement cost of your 9-3.

Choosing high deductibles could cut rates by as much as $790 each year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,600 a year for full coverage. Rates are highest for teenage drivers, since even excellent drivers will have to pay in the ballpark of $6,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $2,000 to $2,700 in extra premium each year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 132% more than average. View High Risk Driver Rates

The state you live in has a huge impact on SAAB 9-3 Aero 2-Dr Convertible insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates may be quite different.

View Chart as Image

Chart shows SAAB 9-3 Aero 2-Dr Convertible insurance rates for various coverage choices and risks. The lowest rate with discounts is $954. Drivers who choose higher $1,000 deductibles will pay $1,428. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,694. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $2,210. High risk drivers could be charged at least $3,662. The policy rate for full coverage insurance for a teenager can be as high as $6,062.

View Chart as Image