Porsche Panamera S 4-Dr Hatchback Insurance Rates

Average insurance rates for a Porsche Panamera S 4-Dr Hatchback are $2,072 a year for full coverage insurance. Comprehensive insurance costs around $536, collision costs $1,014, and liability insurance costs $364. Only liability insurance costs as little as $430 a year, with high-risk insurance costing $4,488 or more. Teen drivers receive the highest rates at $7,238 a year or more.

Annual premium for full coverage: $2,072

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche Panamera Trim Level

These differences illustrate why everyone should compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Porsche Panamera S 4-Dr Hatchback can also vary considerably based on your driver profile, the model year, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $7,200 a year. View Rates by Age

Where you live makes a big difference in Porsche Panamera S 4-Dr Hatchback insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $1,040 each year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $2,400 to $3,300 extra per year, depending on your age. Porsche Panamera S 4-Dr Hatchback insurance for high-risk drivers can cost anywhere from 46% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.

View Chart as Image

The chart estimates Porsche Panamera S 4-Dr Hatchback insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $1,148. Drivers who choose higher $1,000 deductibles will pay around $1,720. The average rate for a driver age 40 with no violations using $500 deductibles is $2,072. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $2,758. High risk drivers could be charged as much as $4,488. The rate for full coverage for a 16-year-old driver is $7,238.

View Chart as Image