Nissan Frontier XE King Cab 2WD Insurance Rates

Average auto insurance rates for a Nissan Frontier XE King Cab 2WD are $1,298 annually for full coverage insurance. Comprehensive insurance costs approximately $230 each year, collision insurance costs $414, and liability costs $454. Liability-only coverage costs as little as $538 a year, and high-risk coverage costs $2,790 or more. Teen drivers receive the highest rates at up to $5,046 a year.

Annual premium for full coverage: $1,298

Rate estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Frontier Trim Level

These differences illustrate why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Nissan Frontier XE King Cab 2WD can also vary considerably based on the model year of your Frontier, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers can cost from 42% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $430 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $408 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Frontier XE King Cab 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to figure out which car insurance is cheapest is to do a rate comparison from multiple companies. Every company uses a different rate calculation, so rate quotes can be significantly different between companies.

View Chart as Image

The chart estimates Nissan Frontier XE King Cab 2WD insurance prices for various situations. The cheapest discount price is $773. Drivers who choose higher $1,000 deductibles will pay about $1,150. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,298. Using lower $100 deductibles for physical damage coverage can cost as much as $1,580. High risk drivers could be charged as much as $2,790. The policy rate for full coverage for a teenager is $5,046.

View Chart as Image