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Nissan Frontier SE King Cab 4WD Insurance Rates

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Average insurance rates for a Nissan Frontier SE King Cab 4WD are $1,266 a year for full coverage. Comprehensive costs on average $298, collision insurance costs $446, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $2,702. Teen drivers receive the highest rates at up to $4,658 a year.

Annual premium for full coverage: $1,266

Rate estimates by type of insurance:

Comprehensive $298
Collision $446
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Frontier Trim Level

For an average driver, prices range from the low end price of $430 for just liability insurance to a much higher rate of $2,702 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,266
High Risk $2,702

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have lower incidents of accident claims than larger metro areas. The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

These differences show why anyone shopping for car insurance should compare rates based on a specific location, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Nissan Frontier SE King Cab 4WD can also vary considerably based on the model year, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,500 to $2,000 extra per year, depending on your age. High-risk driver insurance can cost around 43% to 133% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $4,600 a year. View Rates by Age

Where you live makes a big difference in Nissan Frontier SE King Cab 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $500 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to know exactly what you will pay is to compare prices and see how they stack up. Every company uses a different rate calculation, so rate quotes can be significantly different.

View Chart as Image

Nissan Frontier SE King Cab 4WD insurance cost comparison chart
Column chart showing Nissan Frontier SE King Cab 4WD insurance prices range from $745 to $4,658 for full coverage

Chart shows Nissan Frontier SE King Cab 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $745. Drivers who choose higher $1,000 deductibles will pay $1,098. The average price for a 40-year-old male driver using $500 deductibles is $1,266. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,590. High risk drivers could be charged as much as $2,702. The price for full coverage insurance for a teen driver is $4,658.

Nissan Frontier SE King Cab 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,144 -$122 -9.6%
Alaska $972 -$294 -23.2%
Arizona $1,052 -$214 -16.9%
Arkansas $1,266 -$0 0.0%
California $1,442 $176 13.9%
Colorado $1,210 -$56 -4.4%
Connecticut $1,302 $36 2.8%
Delaware $1,434 $168 13.3%
Florida $1,584 $318 25.1%
Georgia $1,170 -$96 -7.6%
Hawaii $910 -$356 -28.1%
Idaho $856 -$410 -32.4%
Illinois $942 -$324 -25.6%
Indiana $954 -$312 -24.6%
Iowa $854 -$412 -32.5%
Kansas $1,204 -$62 -4.9%
Kentucky $1,728 $462 36.5%
Louisiana $1,872 $606 47.9%
Maine $780 -$486 -38.4%
Maryland $1,044 -$222 -17.5%
Massachusetts $1,012 -$254 -20.1%
Michigan $2,198 $932 73.6%
Minnesota $1,058 -$208 -16.4%
Mississippi $1,518 $252 19.9%
Missouri $1,124 -$142 -11.2%
Montana $1,360 $94 7.4%
Nebraska $998 -$268 -21.2%
Nevada $1,518 $252 19.9%
New Hampshire $912 -$354 -28.0%
New Jersey $1,416 $150 11.8%
New Mexico $1,120 -$146 -11.5%
New York $1,332 $66 5.2%
North Carolina $730 -$536 -42.3%
North Dakota $1,036 -$230 -18.2%
Ohio $874 -$392 -31.0%
Oklahoma $1,300 $34 2.7%
Oregon $1,160 -$106 -8.4%
Pennsylvania $1,206 -$60 -4.7%
Rhode Island $1,688 $422 33.3%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,068 -$198 -15.6%
Tennessee $1,110 -$156 -12.3%
Texas $1,526 $260 20.5%
Utah $940 -$326 -25.8%
Vermont $866 -$400 -31.6%
Virginia $758 -$508 -40.1%
Washington $978 -$288 -22.7%
West Virginia $1,160 -$106 -8.4%
Wisconsin $876 -$390 -30.8%
Wyoming $1,128 -$138 -10.9%

View Chart as Image

Nissan Frontier SE King Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Nissan Frontier SE King Cab 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,876
30 $1,318
40 $1,266
50 $1,154
60 $1,130

Full coverage, $500 deductibles

Rates by Deductible

Nissan Frontier SE King Cab 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,590
$250 $1,442
$500 $1,266
$1,000 $1,098

Full coverage, driver age 40

Rates by Liability Limit

Nissan Frontier SE King Cab 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,339
100/300 $1,430
250/500 $1,666
100 CSL $1,375
300 CSL $1,575
500 CSL $1,721

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Frontier SE King Cab 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,626
20 $4,558
30 $2,760
40 $2,702
50 $2,578
60 $2,550

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $168

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $89
5-yr Claim Free $80
Paid in Full/EFT $56
Advance Quote $60
Online Quote $89
Total Discounts $521
Rate after discounts $745

Discounts are estimated and may not be available from every company or in every state.

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