Nissan Frontier SE Crew Cab 4WD Insurance Rates

Average insurance rates for a Nissan Frontier SE Crew Cab 4WD are $1,310 a year including full coverage. Comprehensive costs approximately $312, collision costs $476, and liability insurance costs $364. Only liability insurance costs as little as $430 a year, with high-risk insurance costing around $2,802. Teenage drivers receive the highest rates at $4,804 a year or more.

Annual premium for full coverage: $1,310

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Frontier Trim Level

Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

These differences highlight why everyone should compare rates using their specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Nissan Frontier SE Crew Cab 4WD can also vary considerably based on your driver profile, the replacement cost of your Frontier, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $4,800 a year. View Rates by Age

Where you live makes a big difference in Nissan Frontier SE Crew Cab 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $530 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,100 extra per year, depending on your age. Nissan Frontier SE Crew Cab 4WD insurance for high-risk drivers can cost anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

View Chart as Image

The chart above shows average Nissan Frontier SE Crew Cab 4WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $767. Drivers who use higher $1,000 deductibles will pay around $1,132. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,310. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,656. Drivers with multiple violations and accidents could be charged as much as $2,802. The rate for full coverage insurance for a teenager is $4,804.

View Chart as Image