Nissan Frontier LE King Cab 4WD Insurance Rates

The average insurance prices for a Nissan Frontier LE King Cab 4WD are $1,356 every 12 months including full coverage. Comprehensive costs around $326 a year, collision costs $508, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing around $2,904. Teenage drivers cost the most to insure at $4,948 a year or more.

Annual premium for full coverage: $1,356

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Frontier Trim Level

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how geographic area affects auto insurance rates.

These price differences highlight why it is important for drivers to compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a Nissan Frontier LE King Cab 4WD also range considerably based on liability limits and deductibles, your driving characteristics, and the actual cash value of your Frontier.

Using high physical damage deductibles could save up to $560 a year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 132% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Nissan Frontier LE King Cab 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different method to calculate rates, and rates will be varied.

View Chart as Image

The chart above shows average Nissan Frontier LE King Cab 4WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $791. Drivers who use higher $1,000 deductibles will pay $1,166. The average rate for a driver age 40 with no violations using $500 deductibles is $1,356. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,722. Drivers with multiple violations and accidents could be charged around $2,904. The cost for full coverage insurance for a 16-year-old driver is $4,948.

View Chart as Image