Mitsubishi Eclipse Spyder GS 2-Dr Convertible Insurance Rates
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The average insurance rates for a Mitsubishi Eclipse Spyder GS 2-Dr Convertible are $1,342 a year with full coverage. Comprehensive insurance costs approximately $312, collision insurance costs $508, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,880 or more. Teen drivers cost the most to insure at up to $4,928 a year.
Annual premium for full coverage: $1,342
Policy rates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Mitsubishi Eclipse Trim Level
For the normal driver, Mitsubishi Eclipse Spyder GS 2-Dr Convertible insurance rates range from the low end price of $430 for just liability insurance to the much higher price of $2,880 for a driver who requires high-risk insurance.
These price differences demonstrate why everyone should compare rates using their specific location, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Mitsubishi Eclipse Spyder GS 2-Dr Convertible Insurance Rates
Insurance prices for a Mitsubishi Eclipse Spyder GS 2-Dr Convertible also range considerably based on the replacement cost of your Eclipse, your age and driving habits, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,600 to $2,100 additional every year, depending on your age. Mitsubishi Eclipse Spyder GS 2-Dr Convertible insurance for high-risk drivers can cost around 43% to 133% more than average. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age
Your home state makes a big difference in Mitsubishi Eclipse Spyder GS 2-Dr Convertible insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $550 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit
Because prices have so much variability, the best way to find out which insurance company is cheapest is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, and rates will be varied.
The chart above shows Mitsubishi Eclipse Spyder GS 2-Dr Convertible insurance prices for various risks and coverage choices. The cheapest price with discounts is $781. Drivers who choose higher $1,000 deductibles will pay $1,156. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,342. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,702. High risk drivers could be charged around $2,880. The rate for full coverage for a teenager is $4,928.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,214 | -$128 | -9.5% |
Alaska | $1,030 | -$312 | -23.2% |
Arizona | $1,116 | -$226 | -16.8% |
Arkansas | $1,342 | -$0 | 0.0% |
California | $1,530 | $188 | 14.0% |
Colorado | $1,284 | -$58 | -4.3% |
Connecticut | $1,382 | $40 | 3.0% |
Delaware | $1,520 | $178 | 13.3% |
Florida | $1,680 | $338 | 25.2% |
Georgia | $1,240 | -$102 | -7.6% |
Hawaii | $964 | -$378 | -28.2% |
Idaho | $908 | -$434 | -32.3% |
Illinois | $1,000 | -$342 | -25.5% |
Indiana | $1,012 | -$330 | -24.6% |
Iowa | $908 | -$434 | -32.3% |
Kansas | $1,276 | -$66 | -4.9% |
Kentucky | $1,832 | $490 | 36.5% |
Louisiana | $1,986 | $644 | 48.0% |
Maine | $828 | -$514 | -38.3% |
Maryland | $1,108 | -$234 | -17.4% |
Massachusetts | $1,074 | -$268 | -20.0% |
Michigan | $2,334 | $992 | 73.9% |
Minnesota | $1,124 | -$218 | -16.2% |
Mississippi | $1,608 | $266 | 19.8% |
Missouri | $1,192 | -$150 | -11.2% |
Montana | $1,442 | $100 | 7.5% |
Nebraska | $1,058 | -$284 | -21.2% |
Nevada | $1,610 | $268 | 20.0% |
New Hampshire | $968 | -$374 | -27.9% |
New Jersey | $1,502 | $160 | 11.9% |
New Mexico | $1,188 | -$154 | -11.5% |
New York | $1,416 | $74 | 5.5% |
North Carolina | $774 | -$568 | -42.3% |
North Dakota | $1,100 | -$242 | -18.0% |
Ohio | $926 | -$416 | -31.0% |
Oklahoma | $1,380 | $38 | 2.8% |
Oregon | $1,230 | -$112 | -8.3% |
Pennsylvania | $1,280 | -$62 | -4.6% |
Rhode Island | $1,790 | $448 | 33.4% |
South Carolina | $1,218 | -$124 | -9.2% |
South Dakota | $1,132 | -$210 | -15.6% |
Tennessee | $1,176 | -$166 | -12.4% |
Texas | $1,618 | $276 | 20.6% |
Utah | $996 | -$346 | -25.8% |
Vermont | $920 | -$422 | -31.4% |
Virginia | $804 | -$538 | -40.1% |
Washington | $1,038 | -$304 | -22.7% |
West Virginia | $1,230 | -$112 | -8.3% |
Wisconsin | $930 | -$412 | -30.7% |
Wyoming | $1,196 | -$146 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,928 |
20 | $3,068 |
30 | $1,402 |
40 | $1,342 |
50 | $1,224 |
60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,702 |
$250 | $1,536 |
$500 | $1,342 |
$1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,342 |
50/100 | $1,415 |
100/300 | $1,506 |
250/500 | $1,742 |
100 CSL | $1,451 |
300 CSL | $1,651 |
500 CSL | $1,797 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,022 |
20 | $4,870 |
30 | $2,946 |
40 | $2,880 |
50 | $2,748 |
60 | $2,720 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $68 |
Homeowner | $19 |
5-yr Accident Free | $97 |
5-yr Claim Free | $85 |
Paid in Full/EFT | $61 |
Advance Quote | $65 |
Online Quote | $95 |
Total Discounts | $561 |
Discounts are estimated and may not be available from every company or in every state.
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