Mercury Mariner Premier AWD Insurance Rates

U.S. average insurance rates for a Mercury Mariner Premier AWD are $1,280 a year including full coverage. Comprehensive costs around $326 a year, collision insurance costs $508, and liability insurance costs around $310. Liability-only insurance costs as low as $370 a year, and high-risk driver insurance costs around $2,736. Teenage drivers pay the highest rates at up to $4,576 a year.

Annual premium for full coverage: $1,280

Price estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mercury Mariner Trim Level

Geographic Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance rates.

These price ranges highlight why it is important for drivers to compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Mercury Mariner Premier AWD are also quite variable based on the model year of your Mariner, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,500 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age

The state you live in has a huge impact on Mercury Mariner Premier AWD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $560 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

View Chart as Image

The chart above shows average Mercury Mariner Premier AWD insurance prices for various risks and coverage choices. The lowest price with discounts is $738. Drivers who use higher $1,000 deductibles will pay $1,090. The average price for a driver age 40 with no violations using $500 deductibles is $1,280. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,646. Drivers with multiple violations and accidents could be charged at least $2,736. The cost for full coverage insurance for a 16-year-old driver can be as high as $4,576.

View Chart as Image