Mercury Mariner Hybrid 2WD Insurance Rates

U.S. average insurance rates for a Mercury Mariner Hybrid 2WD are $1,438 a year with full coverage. Comprehensive insurance costs on average $312 each year, collision costs $604, and liability coverage costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing $3,114 or more. Teen drivers pay the highest rates at $5,298 a year or more.

Annual premium for full coverage: $1,438

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mercury Mariner Trim Level

These price ranges demonstrate why all drivers should compare prices based on a specific location, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Mercury Mariner Hybrid 2WD are also quite variable based on the actual cash value of your Mariner, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can be around 43% to 132% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Mercury Mariner Hybrid 2WD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $620 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, so the rates may be quite different.

View Chart as Image

The chart above shows Mercury Mariner Hybrid 2WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $819. Drivers who choose higher $1,000 deductibles will pay $1,230. The average price for a 40-year-old male driver using $500 deductibles is $1,438. Using lower $100 deductibles for comp and collision coverage could cost up to $1,842. High risk drivers could be charged at least $3,114. The policy rate for full coverage for a teen driver can be as high as $5,298.

View Chart as Image