Mercury Mariner 2WD Insurance Rates

Average insurance rates for a Mercury Mariner 2WD are $1,190 a year with full coverage. Comprehensive insurance costs approximately $298, collision insurance costs $446, and liability insurance costs $310. Just liability insurance costs as little as $370 a year, and coverage for high-risk drivers costs $2,534 or more. Teenage drivers receive the highest rates at up to $4,286 a year.

Annual premium for full coverage: $1,190

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mercury Mariner Trim Level

These differences demonstrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for a Mercury Mariner 2WD can also vary considerably based on your driver profile, the actual cash value of your Mariner, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

Where you live makes a big difference in Mercury Mariner 2WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $500 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $279 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 additional per year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

View Chart as Image

The chart above shows Mercury Mariner 2WD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $695. Drivers who use higher $1,000 deductibles will pay around $1,022. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,190. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,514. Drivers with multiple violations and accidents could be charged as much as $2,534. The price for full coverage for a teenager is $4,286.

View Chart as Image