Mazda 3 S Grand Touring 4-Dr Sedan Insurance Rates

The average auto insurance rates for a Mazda 3 S Grand Touring 4-Dr Sedan are $1,496 annually for full coverage. Comprehensive insurance costs around $340, collision costs $634, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $3,236 or more. Teenage drivers cost the most to insure at $5,462 a year or more.

Annual premium for full coverage: $1,496

Policy rates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda 3 Trim Level

These price differences show why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Mazda 3 S Grand Touring 4-Dr Sedan also range considerably based on the model year, your driver profile, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $5,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,800 to $2,400 in extra premium every year, depending on your age. Mazda 3 S Grand Touring 4-Dr Sedan insurance for high-risk drivers can cost around 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $660 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Mazda 3 S Grand Touring 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know your exact price is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, and quoted rates will be varied between companies.

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Chart shows Mazda 3 S Grand Touring 4-Dr Sedan insurance prices for different situations. The cheapest price with discounts is $852. Drivers who use higher $1,000 deductibles will pay about $1,276. The average price for a driver age 40 with no violations using $500 deductibles is $1,496. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,928. Drivers with multiple violations and accidents could be charged around $3,236. The rate for full coverage for a 16-year-old driver is $5,462.

View Chart as Image