Mazda 3 S Grand Touring 4-Dr Hatchback Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Average insurance prices for a Mazda 3 S Grand Touring 4-Dr Hatchback are $1,496 every 12 months for full coverage. Comprehensive costs an estimated $340 a year, collision costs $634, and liability coverage costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing around $3,236. Teenage drivers receive the highest rates at $5,462 a year or more.

Annual premium for full coverage: $1,496

Rate estimates broken down by individual coverage type:

Comprehensive $340
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda 3 Trim Level

For a driver in their 40's, prices go from the cheapest price of $430 for just the minimum liability insurance to a high of $3,236 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,496
High Risk $3,236

Price Range by Location

Where you live has a large influence on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

Rural Areas $1,122
Small Cities $1,571
Large Cities $2,020

These differences show why it is important for drivers to compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Mazda 3 S Grand Touring 4-Dr Hatchback Insurance

Searching Companies

Insurance prices for a Mazda 3 S Grand Touring 4-Dr Hatchback can also vary considerably based on policy deductibles and limits, your driver profile, and the model year.

Using high physical damage deductibles could cut rates by as much as $660 a year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $5,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,800 to $2,400 additional per year, depending on your age. A high-risk auto insurance policy can be around 44% to 135% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Mazda 3 S Grand Touring 4-Dr Hatchback insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and rates can be significantly different.

View Chart as Image

Mazda 3 S Grand Touring 4-Dr Hatchback insurance cost comparison chart
Column chart showing Mazda 3 S Grand Touring 4-Dr Hatchback insurance prices range from $852 to $5,462 for full coverage

Chart shows Mazda 3 S Grand Touring 4-Dr Hatchback insurance rates for different coverage choices and risks. The cheapest rate with discounts is $852. Drivers who use higher $1,000 deductibles will pay $1,276. The average rate for a driver around age 40 using $500 deductibles is $1,496. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,928. Drivers with multiple violations and accidents could be charged as much as $3,236. The cost for full coverage insurance for a teenage driver can be as high as $5,462.

Mazda 3 S Grand Touring 4-Dr Hatchback Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,354 -$142 -9.5%
Alaska $1,148 -$348 -23.3%
Arizona $1,242 -$254 -17.0%
Arkansas $1,496 -$0 0.0%
California $1,706 $210 14.0%
Colorado $1,432 -$64 -4.3%
Connecticut $1,540 $44 2.9%
Delaware $1,696 $200 13.4%
Florida $1,874 $378 25.3%
Georgia $1,382 -$114 -7.6%
Hawaii $1,076 -$420 -28.1%
Idaho $1,012 -$484 -32.4%
Illinois $1,116 -$380 -25.4%
Indiana $1,126 -$370 -24.7%
Iowa $1,010 -$486 -32.5%
Kansas $1,424 -$72 -4.8%
Kentucky $2,042 $546 36.5%
Louisiana $2,216 $720 48.1%
Maine $924 -$572 -38.2%
Maryland $1,234 -$262 -17.5%
Massachusetts $1,198 -$298 -19.9%
Michigan $2,602 $1,106 73.9%
Minnesota $1,254 -$242 -16.2%
Mississippi $1,794 $298 19.9%
Missouri $1,328 -$168 -11.2%
Montana $1,608 $112 7.5%
Nebraska $1,180 -$316 -21.1%
Nevada $1,796 $300 20.1%
New Hampshire $1,080 -$416 -27.8%
New Jersey $1,674 $178 11.9%
New Mexico $1,326 -$170 -11.4%
New York $1,576 $80 5.3%
North Carolina $864 -$632 -42.2%
North Dakota $1,226 -$270 -18.0%
Ohio $1,032 -$464 -31.0%
Oklahoma $1,540 $44 2.9%
Oregon $1,372 -$124 -8.3%
Pennsylvania $1,428 -$68 -4.5%
Rhode Island $1,996 $500 33.4%
South Carolina $1,356 -$140 -9.4%
South Dakota $1,264 -$232 -15.5%
Tennessee $1,312 -$184 -12.3%
Texas $1,804 $308 20.6%
Utah $1,110 -$386 -25.8%
Vermont $1,024 -$472 -31.6%
Virginia $896 -$600 -40.1%
Washington $1,156 -$340 -22.7%
West Virginia $1,372 -$124 -8.3%
Wisconsin $1,038 -$458 -30.6%
Wyoming $1,336 -$160 -10.7%

View Chart as Image

Mazda 3 S Grand Touring 4-Dr Hatchback insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Mazda 3 S Grand Touring 4-Dr Hatchback Insurance Rates by Driver Age
Driver Age Premium
16 $5,462
20 $3,460
30 $1,570
40 $1,496
50 $1,364
60 $1,338

Full coverage, $500 deductibles

Rates by Deductible

Mazda 3 S Grand Touring 4-Dr Hatchback Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,928
$250 $1,728
$500 $1,496
$1,000 $1,276

Full coverage, driver age 40

Rates by Liability Limit

Mazda 3 S Grand Touring 4-Dr Hatchback Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,496
50/100 $1,569
100/300 $1,660
250/500 $1,896
100 CSL $1,605
300 CSL $1,805
500 CSL $1,951

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda 3 S Grand Touring 4-Dr Hatchback Insurance Rates for High Risk Drivers
Age Premium
16 $7,816
20 $5,496
30 $3,320
40 $3,236
50 $3,090
60 $3,060

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $114
5-yr Claim Free $97
Paid in Full/EFT $72
Advance Quote $76
Online Quote $107
Total Discounts $644
Rate after discounts $852

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption