Mazda 3 I Sport 4-Dr Sedan Insurance Rates

Average insurance prices for a Mazda 3 I Sport 4-Dr Sedan are $1,314 every 12 months with full coverage. Comprehensive costs an estimated $284 a year, collision costs $508, and liability costs $364. Only liability insurance costs as little as $430 a year, with high-risk insurance costing around $2,836. Teenage drivers receive the highest rates at $4,886 a year or more.

Annual premium for full coverage: $1,314

Rate estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda 3 Trim Level

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities.

The diagram below illustrates the difference location can make on insurance prices.

These differences demonstrate why it is important for drivers to compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Mazda 3 I Sport 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your driving record, and the model year.

Using high physical damage deductibles could save up to $530 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,600 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 136% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Mazda 3 I Sport 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, so the rates can be significantly different.

View Chart as Image

The chart above shows Mazda 3 I Sport 4-Dr Sedan insurance rates for different coverage choices and risks. The best rate after discounts is $761. Drivers who use higher $1,000 deductibles will pay $1,134. The average rate for a driver around age 40 using $500 deductibles is $1,314. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,664. Drivers with multiple violations and accidents could be charged as much as $2,836. The cost for full coverage insurance for a teenage driver is $4,886.

View Chart as Image