Lexus LS 460 4-Dr Sedan Insurance Rates

Estimated auto insurance rates for a Lexus LS 460 4-Dr Sedan are $1,754 annually including full coverage. Comprehensive insurance costs approximately $452, collision costs $856, and liability insurance costs $310. Liability-only insurance costs as little as $370 a year, with high-risk driver insurance costing $3,796 or more. Teenage drivers pay the most at $6,122 a year or more.

Annual premium for full coverage: $1,754

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus LS 460 Trim Level

These rate differences highlight why everyone should compare rates using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for a Lexus LS 460 4-Dr Sedan also have a wide range based on the replacement cost of your LS 460, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,600 per year on average, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $6,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $2,100 to $2,800 additional annually, depending on your age. Lexus LS 460 4-Dr Sedan insurance for high-risk drivers can cost anywhere from 46% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $880 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $279 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Lexus LS 460 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to figure out which car insurance is cheapest is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, and rates will be substantially different between companies.

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The chart above shows average Lexus LS 460 4-Dr Sedan insurance prices for different situations. The lowest price with discounts is $974. Drivers who use higher $1,000 deductibles will pay about $1,458. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,754. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,332. Drivers with multiple violations and accidents could be charged up to $3,796. The rate for full coverage for a teenager is $6,122.

View Chart as Image