Lexus IS 350 C 2-Dr Convertible Insurance Rates

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Estimated insurance rates for a Lexus IS 350 C 2-Dr Convertible are $1,634 a year for full coverage insurance. Comprehensive insurance costs around $382, collision costs $730, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $3,538 or more. Teen drivers pay the most at $5,896 a year or more.

Annual premium for full coverage: $1,634

Premium estimates for type of coverage:

Comprehensive $382
Collision $730
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus IS 350 Trim Level

For a 40-year-old driver, insurance rates for a Lexus IS 350 C 2-Dr Convertible go from the low end price of $430 for your basic liability-only policy to the much higher price of $3,538 for high-risk insurance.

Liability Only $430
Full Coverage $1,634
High Risk $3,538

These rate differences illustrate why everyone should compare rates for a specific zip code, rather than using price averages.

Use the form below to get rates for your location.

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Insurance prices for a Lexus IS 350 C 2-Dr Convertible also have a wide range based on the replacement cost of your IS 350, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,900 to $2,600 additional annually, depending on your age. Lexus IS 350 C 2-Dr Convertible insurance for high-risk drivers can cost around 44% to 130% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,800 a year. View Rates by Age

Where you choose to live makes a big difference in Lexus IS 350 C 2-Dr Convertible insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $750 a year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out your exact price is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

Lexus IS 350 C 2-Dr Convertible insurance cost comparison chart
Column chart showing Lexus IS 350 C 2-Dr Convertible insurance prices range from $921 to $5,896 for full coverage

The chart estimates Lexus IS 350 C 2-Dr Convertible insurance prices for different risks and coverage choices. The cheapest price with discounts is $921. Drivers who choose higher $1,000 deductibles will pay $1,382. The average price for a driver age 40 with no violations using $500 deductibles is $1,634. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $2,126. High risk drivers could be charged up to $3,538. The rate for full coverage for a 16-year-old driver is $5,896.

Lexus IS 350 C 2-Dr Convertible Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,478 -$156 -9.5%
Alaska $1,252 -$382 -23.4%
Arizona $1,358 -$276 -16.9%
Arkansas $1,634 -$0 0.0%
California $1,862 $228 14.0%
Colorado $1,560 -$74 -4.5%
Connecticut $1,680 $46 2.8%
Delaware $1,850 $216 13.2%
Florida $2,044 $410 25.1%
Georgia $1,510 -$124 -7.6%
Hawaii $1,174 -$460 -28.2%
Idaho $1,104 -$530 -32.4%
Illinois $1,216 -$418 -25.6%
Indiana $1,230 -$404 -24.7%
Iowa $1,102 -$532 -32.6%
Kansas $1,552 -$82 -5.0%
Kentucky $2,230 $596 36.5%
Louisiana $2,418 $784 48.0%
Maine $1,008 -$626 -38.3%
Maryland $1,348 -$286 -17.5%
Massachusetts $1,308 -$326 -20.0%
Michigan $2,840 $1,206 73.8%
Minnesota $1,366 -$268 -16.4%
Mississippi $1,958 $324 19.8%
Missouri $1,450 -$184 -11.3%
Montana $1,754 $120 7.3%
Nebraska $1,288 -$346 -21.2%
Nevada $1,960 $326 20.0%
New Hampshire $1,178 -$456 -27.9%
New Jersey $1,828 $194 11.9%
New Mexico $1,446 -$188 -11.5%
New York $1,720 $86 5.3%
North Carolina $942 -$692 -42.4%
North Dakota $1,338 -$296 -18.1%
Ohio $1,128 -$506 -31.0%
Oklahoma $1,678 $44 2.7%
Oregon $1,496 -$138 -8.4%
Pennsylvania $1,558 -$76 -4.7%
Rhode Island $2,180 $546 33.4%
South Carolina $1,480 -$154 -9.4%
South Dakota $1,378 -$256 -15.7%
Tennessee $1,430 -$204 -12.5%
Texas $1,968 $334 20.4%
Utah $1,210 -$424 -25.9%
Vermont $1,118 -$516 -31.6%
Virginia $980 -$654 -40.0%
Washington $1,264 -$370 -22.6%
West Virginia $1,498 -$136 -8.3%
Wisconsin $1,132 -$502 -30.7%
Wyoming $1,456 -$178 -10.9%

View Chart as Image

Lexus IS 350 C 2-Dr Convertible insurance rates by U.S. city

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Rates by Driver Age

Lexus IS 350 C 2-Dr Convertible Insurance Rates by Driver Age
Driver Age Premium
16 $5,896
20 $3,778
30 $1,720
40 $1,634
50 $1,488
60 $1,460

Full coverage, $500 deductibles

Rates by Deductible

Lexus IS 350 C 2-Dr Convertible Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,126
$250 $1,896
$500 $1,634
$1,000 $1,382

Full coverage, driver age 40

Rates by Liability Limit

Lexus IS 350 C 2-Dr Convertible Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,634
50/100 $1,707
100/300 $1,798
250/500 $2,034
100 CSL $1,743
300 CSL $1,943
500 CSL $2,089

Full coverage, driver age 40

Rates for High Risk Drivers

Lexus IS 350 C 2-Dr Convertible Insurance Rates for High Risk Drivers
Age Premium
16 $8,458
20 $6,008
30 $3,636
40 $3,538
50 $3,374
60 $3,344

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $230

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $89
Multi-vehicle $84
Homeowner $22
5-yr Accident Free $128
5-yr Claim Free $107
Paid in Full/EFT $81
Advance Quote $84
Online Quote $118
Total Discounts $713
Rate after discounts $921

Discounts are estimated and may not be available from every company or in every state.

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