Lexus IS 250 C 2-Dr Convertible Insurance Rates

U.S. average auto insurance rates for a Lexus IS 250 C 2-Dr Convertible are $1,602 annually for full coverage. Comprehensive costs approximately $382 a year, collision insurance costs $698, and liability costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs around $3,460. Teenage drivers pay the highest rates at up to $5,774 a year.

Annual premium for full coverage: $1,602

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus IS 250 Trim Level

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural locations have fewer accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These price ranges show why it is important for drivers to compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Lexus IS 250 C 2-Dr Convertible are also quite variable based on the actual cash value of your IS 250, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,500 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,900 to $2,500 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $730 every year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Lexus IS 250 C 2-Dr Convertible insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to know which car insurance is cheapest is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates may be quite different between companies.

View Chart as Image

Chart shows Lexus IS 250 C 2-Dr Convertible insurance prices for various situations. The best price after discounts is $907. Drivers who use higher $1,000 deductibles will pay about $1,356. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,602. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $2,080. Drivers with multiple violations and accidents could be charged at least $3,460. The cost for full coverage insurance for a teenager can be as high as $5,774.

View Chart as Image