Lexus IS 250 AWD 4-Dr Insurance Rates

U.S. average insurance rates for a Lexus IS 250 AWD 4-Dr are $1,512 a year with full coverage. Comprehensive insurance costs on average $368, collision insurance costs $698, and liability coverage costs around $310. Liability-only insurance costs as low as $370 a year, and high-risk driver insurance costs $3,270 or more. Teen drivers pay the highest rates at up to $5,380 a year.

Annual premium for full coverage: $1,512

Price estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus IS 250 Trim Level

These price ranges demonstrate why everyone should compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Lexus IS 250 AWD 4-Dr are also quite variable based on your driving record, the actual cash value of your IS 250, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,400 a year for full coverage. Rates are highest for teenage drivers, where even good drivers will be charged upwards of $5,300 a year. View Rates by Age

The state you live in has a huge impact on Lexus IS 250 AWD 4-Dr insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $720 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase rates by as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,400 extra each year, depending on your age. Lexus IS 250 AWD 4-Dr insurance for high-risk drivers can be around 45% to 133% more than average. View High Risk Driver Rates

Since rates can be so different, the best way to find out exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

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The chart above shows Lexus IS 250 AWD 4-Dr insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $848. Drivers who choose higher $1,000 deductibles will pay around $1,270. The average rate for a 40-year-old male driver using $500 deductibles is $1,512. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,984. High risk drivers could be charged at least $3,270. The rate for full coverage for a teen driver can be as high as $5,380.

View Chart as Image