Lexus HS 250H Premium 4-Dr Sedan Insurance Rates

Average auto insurance rates for a Lexus HS 250H Premium 4-Dr Sedan are $1,526 annually including full coverage. Comprehensive insurance costs an estimated $382 each year, collision insurance costs $698, and liability insurance costs around $310. Buying just liability costs as low as $370 a year, and insurance for high-risk drivers costs $3,292 or more. Teen drivers receive the highest rates at up to $5,402 a year.

Annual premium for full coverage: $1,526

Rate estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus HS 250H Trim Level

These differences highlight why all drivers should compare prices for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Lexus HS 250H Premium 4-Dr Sedan can also vary considerably based on the model year of your HS 250H, your driving characteristics, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,400 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will have to pay at least $5,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,800 to $2,400 in extra premium per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $730 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $279 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Lexus HS 250H Premium 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates can be significantly different between companies.

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The chart above shows average Lexus HS 250H Premium 4-Dr Sedan insurance prices for various situations. The lowest price with discounts is $858. Drivers who choose higher $1,000 deductibles will pay about $1,280. The average price for a driver around age 40 using $500 deductibles is $1,526. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $2,004. High risk drivers could be charged as much as $3,292. The policy rate for full coverage for a teenage driver can be as high as $5,402.

View Chart as Image