Lexus HS 250H 4-Dr Sedan Insurance Rates

U.S. average insurance prices for a Lexus HS 250H 4-Dr Sedan are $1,480 every 12 months for full coverage insurance. Comprehensive costs an estimated $368, collision insurance costs $666, and liability costs $310. Just liability insurance costs as little as $370 a year, and coverage for high-risk drivers costs around $3,192. Teen drivers pay the highest rates at up to $5,256 a year.

Annual premium for full coverage: $1,480

Price estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus HS 250H Trim Level

Geographic Price Range

Your location can have significant affects on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas. The price range example below illustrates the difference location can make on insurance prices.

These price ranges illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a Lexus HS 250H 4-Dr Sedan are also quite variable based on deductibles and policy limits, your risk profile, and the model year.

Choosing high deductibles could save up to $690 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $279 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,400 per year on average for full coverage. Rates are highest for teenage drivers, since even excellent drivers can expect to pay at least $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance can cost as much as 44% to 128% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Lexus HS 250H 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out who has the best car insurance rates is to compare rates and see which company has the best rate. Every company uses a different rate calculation, so the rates may be quite different.

View Chart as Image

The chart estimates Lexus HS 250H 4-Dr Sedan insurance rates for various coverage choices and risks. The best rate after discounts is $834. Drivers who choose higher $1,000 deductibles will pay $1,246. The average rate for a driver around age 40 using $500 deductibles is $1,480. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,936. High risk drivers could be charged at least $3,192. The price for full coverage insurance for a teenage driver is $5,256.

View Chart as Image