Lexus GS 350 AWD Insurance Rates

U.S. average insurance prices for a Lexus GS 350 AWD are $1,618 every 12 months for full coverage insurance. Comprehensive insurance costs on average $410, collision insurance costs $762, and liability costs $310. Liability-only insurance costs as little as $370 a year, and high-risk driver insurance costs $3,494 or more. Teenage drivers pay the highest rates at up to $5,690 a year.

Annual premium for full coverage: $1,618

Price estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus GS 350 Trim Level

These price ranges illustrate why everyone should compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Lexus GS 350 AWD are also quite variable based on deductibles and policy limits, your risk profile, and the model year of your GS 350.

Using high physical damage deductibles could save up to $790 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,500 per year on average for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will be charged upwards of $5,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,900 to $2,500 extra each year, depending on your age. Lexus GS 350 AWD insurance for high-risk drivers can cost as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Lexus GS 350 AWD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes may be quite different.

View Chart as Image

The chart estimates Lexus GS 350 AWD insurance rates for various coverage choices and risks. The best rate after discounts is $903. Drivers who use higher $1,000 deductibles will pay $1,352. The average rate for a 40-year-old male driver using $500 deductibles is $1,618. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $2,134. Drivers with multiple violations and accidents could be charged at least $3,494. The rate for full coverage for a teen driver is $5,690.

View Chart as Image