Lexus GS 350 Insurance Rates

The average insurance rates for a Lexus GS 350 are $1,572 a year for full coverage. Comprehensive insurance costs on average $396, collision costs $730, and liability insurance costs $310. Liability-only coverage costs as little as $370 a year, with high-risk coverage costing $3,394 or more. Teenage drivers cost the most to insure at $5,544 a year or more.

Annual premium for full coverage: $1,572

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus GS 350 Trim Level

These price differences show why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for a Lexus GS 350 also range considerably based on your risk profile, the model year of your GS 350, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $5,500 a year. View Rates by Age

Your home state makes a big difference in Lexus GS 350 insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $750 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $279 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,800 to $2,500 additional every year, depending on your age. High-risk driver insurance can cost anywhere from 45% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates will be varied from one company to the next.

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Chart shows Lexus GS 350 insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $880. Drivers who use higher $1,000 deductibles will pay around $1,318. The average rate for a 40-year-old male driver using $500 deductibles is $1,572. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $2,068. Drivers with multiple violations and accidents could be charged around $3,394. The price for full coverage for a teen driver is $5,544.

View Chart as Image