Land Rover LR4 HSE Plus Insurance Rates

The average auto insurance rates for a Land Rover LR4 HSE Plus are $1,722 annually for full coverage. Comprehensive costs an estimated $438, collision insurance costs $762, and liability costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs around $3,708. Teen drivers cost the most to insure at up to $6,104 a year.

Annual premium for full coverage: $1,722

Policy rates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Land Rover LR4 Trim Level

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas. The example below illustrates how geographic area affects insurance prices.

These price differences show why everyone should compare prices for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Land Rover LR4 HSE Plus also range considerably based on the model year, your driver profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,600 a year, or $133 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will have to pay at least $6,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $2,000 to $2,700 in extra premium every year, depending on your age. Land Rover LR4 HSE Plus insurance for high-risk drivers can be as much as 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $800 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Land Rover LR4 HSE Plus insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be varied between companies.

View Chart as Image

Chart shows Land Rover LR4 HSE Plus insurance prices for various situations. The best price after discounts is $974. Drivers who choose higher $1,000 deductibles will pay about $1,448. The average price for a driver around age 40 using $500 deductibles is $1,722. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,248. High risk drivers could be charged around $3,708. The rate for full coverage insurance for a teenage driver can be as high as $6,104.

View Chart as Image