Land Rover LR4 Insurance Rates

Average insurance rates for a Land Rover LR4 are $1,630 a year with full coverage. Comprehensive costs an estimated $410 each year, collision insurance costs $698, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $3,506. Teen drivers receive the highest rates at up to $5,816 a year.

Annual premium for full coverage: $1,630

Rate estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Land Rover LR4 Trim Level

Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations tend to have lower incidents of collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on insurance prices.

These differences demonstrate why all drivers should compare prices for a targeted area, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Land Rover LR4 can also vary considerably based on the actual cash value of your LR4, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,900 to $2,600 in extra premium per year, depending on your age. Insurance for high-risk drivers can be from 45% to 130% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,500 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will have to pay at least $5,800 a year. View Rates by Age

Where you live has a huge impact on Land Rover LR4 insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $740 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

The chart above shows Land Rover LR4 insurance prices for various risks and coverage choices. The cheapest discount price is $929. Drivers who choose higher $1,000 deductibles will pay $1,378. The average price for a driver around age 40 using $500 deductibles is $1,630. Using lower $100 deductibles for comp and collision coverage could cost up to $2,118. High risk drivers could be charged as much as $3,506. The policy rate for full coverage insurance for a teenage driver can be as high as $5,816.

View Chart as Image