Jeep Wrangler Unlimited Sport Islander Package 4WD 4-Dr Insurance Rates

U.S. average insurance rates for a Jeep Wrangler Unlimited Sport Islander Package 4WD 4-Dr are $1,302 a year for full coverage insurance. Comprehensive insurance costs on average $298 each year, collision costs $350, and liability coverage costs $454. Buying just liability costs as little as $538 a year, with insurance for high-risk drivers costing $2,748 or more. Teenage drivers pay the highest rates at $4,904 a year or more.

Annual premium for full coverage: $1,302

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

These price ranges illustrate why all drivers should compare rates based on a specific location, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a Jeep Wrangler Unlimited Sport Islander Package 4WD 4-Dr are also quite variable based on the actual cash value of your Wrangler, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,900 a year. View Rates by Age

The state you live in makes a big difference in Jeep Wrangler Unlimited Sport Islander Package 4WD 4-Dr insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $430 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $408 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and rates may be quite different.

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The chart estimates Jeep Wrangler Unlimited Sport Islander Package 4WD 4-Dr insurance prices for different risks and coverage choices. The cheapest price with discounts is $795. Drivers who use higher $1,000 deductibles will pay $1,156. The average price for a 40-year-old male driver using $500 deductibles is $1,302. Using lower $100 deductibles for physical damage coverage can cost as much as $1,582. Drivers with multiple violations and accidents could be charged at least $2,748. The policy rate for full coverage for a teen driver is $4,904.

View Chart as Image