Jeep Wrangler Unlimited Sport 4WD 4-Dr Insurance Rates

Average insurance rates for a Jeep Wrangler Unlimited Sport 4WD 4-Dr are $1,288 a year for full coverage insurance. Comprehensive costs approximately $284 each year, collision insurance costs $350, and liability costs around $454. Buying just liability costs as low as $538 a year, and insurance for high-risk drivers costs around $2,726. Teen drivers receive the highest rates at up to $4,884 a year.

Annual premium for full coverage: $1,288

Rate estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance prices.

These differences illustrate why all drivers should compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Jeep Wrangler Unlimited Sport 4WD 4-Dr can also vary considerably based on your driver profile, the model year, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

Where you live has a huge impact on Jeep Wrangler Unlimited Sport 4WD 4-Dr insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $420 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $408 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

View Chart as Image

The chart estimates Jeep Wrangler Unlimited Sport 4WD 4-Dr insurance rates for various risk profiles and scenarios. The best rate after discounts is $786. Drivers who choose higher $1,000 deductibles will pay around $1,144. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,288. Using lower $100 deductibles for physical damage coverage could cost up to $1,562. High risk drivers could be charged as much as $2,726. The policy rate for full coverage insurance for a teenager can be as high as $4,884.

View Chart as Image