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Jeep Wrangler Unlimited Sport 2WD 4-Dr Insurance Rates

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The average insurance prices for a Jeep Wrangler Unlimited Sport 2WD 4-Dr are $1,274 every 12 months including full coverage. Comprehensive insurance costs approximately $270, collision costs $350, and liability insurance costs $454. Liability-only coverage costs as little as $538 a year, with high-risk coverage costing $2,702 or more. Teenage drivers cost the most to insure at $4,862 a year or more.

Annual premium for full coverage: $1,274

Policy rates by type of coverage:

Comprehensive $270
Collision $350
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

For a driver in their 40's, Jeep Wrangler Unlimited Sport 2WD 4-Dr insurance rates go from the cheapest price of $538 for basic liability insurance to the much higher price of $2,702 for a driver who has had serious violations or accidents.

Liability Only $538
Full Coverage $1,274
High Risk $2,702

These price differences highlight why everyone should compare rates using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Jeep Wrangler Unlimited Sport 2WD 4-Dr Insurance

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Insurance prices for a Jeep Wrangler Unlimited Sport 2WD 4-Dr also range considerably based on liability limits and deductibles, your driving characteristics, and the replacement cost of your Wrangler.

Using high physical damage deductibles could save up to $410 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $408 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 additional every year, depending on your age. Jeep Wrangler Unlimited Sport 2WD 4-Dr insurance for high-risk drivers can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Jeep Wrangler Unlimited Sport 2WD 4-Dr insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates will be varied.

View Chart as Image

Jeep Wrangler Unlimited Sport 2WD 4-Dr insurance cost comparison chart
Column chart showing Jeep Wrangler Unlimited Sport 2WD 4-Dr insurance prices range from $775 to $4,862 for full coverage

The chart above shows average Jeep Wrangler Unlimited Sport 2WD 4-Dr insurance rates for different coverage choices and risks. The lowest rate with discounts is $775. Drivers who use higher $1,000 deductibles will pay $1,134. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,274. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,544. Drivers with multiple violations and accidents could be charged around $2,702. The rate for full coverage for a teenager is $4,862.

Jeep Wrangler Unlimited Sport 2WD 4-Dr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,150 -$124 -9.7%
Alaska $976 -$298 -23.4%
Arizona $1,056 -$218 -17.1%
Arkansas $1,274 -$0 0.0%
California $1,452 $178 14.0%
Colorado $1,216 -$58 -4.6%
Connecticut $1,308 $34 2.7%
Delaware $1,442 $168 13.2%
Florida $1,592 $318 25.0%
Georgia $1,176 -$98 -7.7%
Hawaii $914 -$360 -28.3%
Idaho $866 -$408 -32.0%
Illinois $948 -$326 -25.6%
Indiana $960 -$314 -24.6%
Iowa $862 -$412 -32.3%
Kansas $1,210 -$64 -5.0%
Kentucky $1,738 $464 36.4%
Louisiana $1,886 $612 48.0%
Maine $788 -$486 -38.1%
Maryland $1,050 -$224 -17.6%
Massachusetts $1,018 -$256 -20.1%
Michigan $2,212 $938 73.6%
Minnesota $1,066 -$208 -16.3%
Mississippi $1,526 $252 19.8%
Missouri $1,130 -$144 -11.3%
Montana $1,370 $96 7.5%
Nebraska $1,004 -$270 -21.2%
Nevada $1,526 $252 19.8%
New Hampshire $918 -$356 -27.9%
New Jersey $1,424 $150 11.8%
New Mexico $1,128 -$146 -11.5%
New York $1,340 $66 5.2%
North Carolina $734 -$540 -42.4%
North Dakota $1,044 -$230 -18.1%
Ohio $880 -$394 -30.9%
Oklahoma $1,308 $34 2.7%
Oregon $1,166 -$108 -8.5%
Pennsylvania $1,216 -$58 -4.6%
Rhode Island $1,700 $426 33.4%
South Carolina $1,156 -$118 -9.3%
South Dakota $1,076 -$198 -15.5%
Tennessee $1,116 -$158 -12.4%
Texas $1,536 $262 20.6%
Utah $944 -$330 -25.9%
Vermont $872 -$402 -31.6%
Virginia $762 -$512 -40.2%
Washington $984 -$290 -22.8%
West Virginia $1,168 -$106 -8.3%
Wisconsin $882 -$392 -30.8%
Wyoming $1,136 -$138 -10.8%

View Chart as Image

Jeep Wrangler Unlimited Sport 2WD 4-Dr insurance rates by U.S. city

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Rates by Driver Age

Jeep Wrangler Unlimited Sport 2WD 4-Dr Insurance Rates by Driver Age
Driver Age Premium
16 $4,862
20 $2,880
30 $1,312
40 $1,274
50 $1,164
60 $1,138

Full coverage, $500 deductibles

Rates by Deductible

Jeep Wrangler Unlimited Sport 2WD 4-Dr Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,544
$250 $1,422
$500 $1,274
$1,000 $1,134

Full coverage, driver age 40

Rates by Liability Limit

Jeep Wrangler Unlimited Sport 2WD 4-Dr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,274
50/100 $1,365
100/300 $1,478
250/500 $1,773
100 CSL $1,410
300 CSL $1,660
500 CSL $1,842

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Wrangler Unlimited Sport 2WD 4-Dr Insurance Rates for High Risk Drivers
Age Premium
16 $6,866
20 $4,560
30 $2,746
40 $2,702
50 $2,580
60 $2,550

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $81
5-yr Claim Free $78
Paid in Full/EFT $50
Advance Quote $56
Online Quote $86
Total Discounts $499
Rate after discounts $775

Discounts are estimated and may not be available from every company or in every state.

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