Jeep Wrangler Unlimited Sport 2WD 4-Dr Insurance Rates

The average insurance prices for a Jeep Wrangler Unlimited Sport 2WD 4-Dr are $1,274 every 12 months including full coverage. Comprehensive insurance costs approximately $270, collision costs $350, and liability insurance costs $454. Liability-only coverage costs as little as $538 a year, with high-risk coverage costing $2,702 or more. Teenage drivers cost the most to insure at $4,862 a year or more.

Annual premium for full coverage: $1,274

Policy rates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

These price differences highlight why everyone should compare rates using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for a Jeep Wrangler Unlimited Sport 2WD 4-Dr also range considerably based on liability limits and deductibles, your driving characteristics, and the replacement cost of your Wrangler.

Using high physical damage deductibles could save up to $410 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $408 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 additional every year, depending on your age. Jeep Wrangler Unlimited Sport 2WD 4-Dr insurance for high-risk drivers can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Jeep Wrangler Unlimited Sport 2WD 4-Dr insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates will be varied.

View Chart as Image

The chart above shows average Jeep Wrangler Unlimited Sport 2WD 4-Dr insurance rates for different coverage choices and risks. The lowest rate with discounts is $775. Drivers who use higher $1,000 deductibles will pay $1,134. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,274. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,544. Drivers with multiple violations and accidents could be charged around $2,702. The rate for full coverage for a teenager is $4,862.

View Chart as Image