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Jeep Wrangler Unlimited Sahara 4WD 4-Dr Insurance Rates

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The average insurance prices for a Jeep Wrangler Unlimited Sahara 4WD 4-Dr are $1,348 every 12 months for full coverage insurance. Comprehensive costs around $312, collision costs $382, and liability insurance costs $454. Liability-only insurance costs as little as $538 a year, with high-risk driver insurance costing around $2,848. Teenage drivers cost the most to insure at $5,050 a year or more.

Annual premium for full coverage: $1,348

Policy rates for type of insurance:

Comprehensive $312
Collision $382
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

For the average 40-year-old driver, Jeep Wrangler Unlimited Sahara 4WD 4-Dr insurance rates go from the cheapest price of $538 for just the minimum liability insurance to a much higher rate of $2,848 for coverage for higher-risk drivers.

Liability Only $538
Full Coverage $1,348
High Risk $2,848

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,011
Small Cities $1,415
Large Cities $1,820

These price differences illustrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Jeep Wrangler Unlimited Sahara 4WD 4-Dr Insurance

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Auto insurance rates for a Jeep Wrangler Unlimited Sahara 4WD 4-Dr also range considerably based on liability limits and deductibles, your risk profile, and the actual cash value of your Wrangler.

Using high physical damage deductibles could save up to $460 each year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $408 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,500 to $2,100 in extra premium every year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 125% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Jeep Wrangler Unlimited Sahara 4WD 4-Dr insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to figure out your exact price is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and quoted rates will be varied.

View Chart as Image

Jeep Wrangler Unlimited Sahara 4WD 4-Dr insurance cost comparison chart
Column chart showing Jeep Wrangler Unlimited Sahara 4WD 4-Dr insurance prices range from $818 to $5,050 for full coverage

The chart estimates Jeep Wrangler Unlimited Sahara 4WD 4-Dr insurance rates for different coverage choices and risks. The lowest rate with discounts is $818. Drivers who use higher $1,000 deductibles will pay $1,190. The average rate for a driver age 40 with no violations using $500 deductibles is $1,348. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,646. Drivers with multiple violations and accidents could be charged around $2,848. The price for full coverage insurance for a 16-year-old driver is $5,050.

Jeep Wrangler Unlimited Sahara 4WD 4-Dr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,216 -$132 -9.8%
Alaska $1,032 -$316 -23.4%
Arizona $1,118 -$230 -17.1%
Arkansas $1,348 -$0 0.0%
California $1,536 $188 13.9%
Colorado $1,286 -$62 -4.6%
Connecticut $1,384 $36 2.7%
Delaware $1,526 $178 13.2%
Florida $1,684 $336 24.9%
Georgia $1,242 -$106 -7.9%
Hawaii $966 -$382 -28.3%
Idaho $914 -$434 -32.2%
Illinois $1,004 -$344 -25.5%
Indiana $1,016 -$332 -24.6%
Iowa $912 -$436 -32.3%
Kansas $1,278 -$70 -5.2%
Kentucky $1,836 $488 36.2%
Louisiana $1,994 $646 47.9%
Maine $832 -$516 -38.3%
Maryland $1,110 -$238 -17.7%
Massachusetts $1,078 -$270 -20.0%
Michigan $2,340 $992 73.6%
Minnesota $1,128 -$220 -16.3%
Mississippi $1,614 $266 19.7%
Missouri $1,196 -$152 -11.3%
Montana $1,448 $100 7.4%
Nebraska $1,060 -$288 -21.4%
Nevada $1,614 $266 19.7%
New Hampshire $972 -$376 -27.9%
New Jersey $1,506 $158 11.7%
New Mexico $1,192 -$156 -11.6%
New York $1,418 $70 5.2%
North Carolina $776 -$572 -42.4%
North Dakota $1,104 -$244 -18.1%
Ohio $932 -$416 -30.9%
Oklahoma $1,382 $34 2.5%
Oregon $1,234 -$114 -8.5%
Pennsylvania $1,286 -$62 -4.6%
Rhode Island $1,798 $450 33.4%
South Carolina $1,222 -$126 -9.3%
South Dakota $1,138 -$210 -15.6%
Tennessee $1,180 -$168 -12.5%
Texas $1,624 $276 20.5%
Utah $998 -$350 -26.0%
Vermont $920 -$428 -31.8%
Virginia $806 -$542 -40.2%
Washington $1,040 -$308 -22.8%
West Virginia $1,234 -$114 -8.5%
Wisconsin $932 -$416 -30.9%
Wyoming $1,200 -$148 -11.0%

View Chart as Image

Jeep Wrangler Unlimited Sahara 4WD 4-Dr insurance rates by U.S. city

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Rates by Driver Age

Jeep Wrangler Unlimited Sahara 4WD 4-Dr Insurance Rates by Driver Age
Driver Age Premium
16 $5,050
20 $3,026
30 $1,392
40 $1,348
50 $1,228
60 $1,200

Full coverage, $500 deductibles

Rates by Deductible

Jeep Wrangler Unlimited Sahara 4WD 4-Dr Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,646
$250 $1,512
$500 $1,348
$1,000 $1,190

Full coverage, driver age 40

Rates by Liability Limit

Jeep Wrangler Unlimited Sahara 4WD 4-Dr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,348
50/100 $1,439
100/300 $1,552
250/500 $1,847
100 CSL $1,484
300 CSL $1,734
500 CSL $1,916

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Wrangler Unlimited Sahara 4WD 4-Dr Insurance Rates for High Risk Drivers
Age Premium
16 $7,140
20 $4,788
30 $2,898
40 $2,848
50 $2,718
60 $2,684

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $66
Homeowner $21
5-yr Accident Free $86
5-yr Claim Free $82
Paid in Full/EFT $54
Advance Quote $60
Online Quote $92
Total Discounts $530
Rate after discounts $818

Discounts are estimated and may not be available from every company or in every state.

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