Jeep Wrangler Unlimited Sahara 4WD 4-Dr Insurance Rates

The average insurance prices for a Jeep Wrangler Unlimited Sahara 4WD 4-Dr are $1,348 every 12 months for full coverage insurance. Comprehensive costs around $312, collision costs $382, and liability insurance costs $454. Liability-only insurance costs as little as $538 a year, with high-risk driver insurance costing around $2,848. Teenage drivers cost the most to insure at $5,050 a year or more.

Annual premium for full coverage: $1,348

Policy rates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates the difference location can make on auto insurance rates.

These price differences illustrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Jeep Wrangler Unlimited Sahara 4WD 4-Dr also range considerably based on liability limits and deductibles, your risk profile, and the actual cash value of your Wrangler.

Using high physical damage deductibles could save up to $460 each year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $408 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,500 to $2,100 in extra premium every year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 125% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Jeep Wrangler Unlimited Sahara 4WD 4-Dr insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to figure out your exact price is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and quoted rates will be varied.

View Chart as Image

The chart estimates Jeep Wrangler Unlimited Sahara 4WD 4-Dr insurance rates for different coverage choices and risks. The lowest rate with discounts is $818. Drivers who use higher $1,000 deductibles will pay $1,190. The average rate for a driver age 40 with no violations using $500 deductibles is $1,348. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,646. Drivers with multiple violations and accidents could be charged around $2,848. The price for full coverage insurance for a 16-year-old driver is $5,050.

View Chart as Image