Jeep Wrangler Unlimited Sahara 2WD 4-Dr Insurance Rates

The average insurance rates for a Jeep Wrangler Unlimited Sahara 2WD 4-Dr are $1,302 a year for full coverage. Comprehensive costs around $298 a year, collision costs $350, and liability coverage costs around $454. Buying just liability costs as low as $538 a year, with insurance for high-risk drivers costing around $2,748. Teen drivers cost the most to insure at $4,904 a year or more.

Annual premium for full coverage: $1,302

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates how rural and urban location affects auto insurance rates.

These price differences show why it is important for drivers to compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Jeep Wrangler Unlimited Sahara 2WD 4-Dr also range considerably based on your risk profile, the model year of your Wrangler, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $4,900 a year. View Rates by Age

Your home state has a huge impact on Jeep Wrangler Unlimited Sahara 2WD 4-Dr insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $430 a year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $408 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can be around 43% to 129% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

Chart shows Jeep Wrangler Unlimited Sahara 2WD 4-Dr insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $795. Drivers who choose higher $1,000 deductibles will pay around $1,156. The average rate for a driver age 40 with no violations using $500 deductibles is $1,302. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,582. High risk drivers could be charged around $2,748. The cost for full coverage insurance for a 16-year-old driver can be as high as $4,904.

View Chart as Image