Jeep Wrangler Unlimited Rubicon 4WD 4-Dr Insurance Rates

Estimated insurance prices for a Jeep Wrangler Unlimited Rubicon 4WD 4-Dr are $1,394 every 12 months for full coverage insurance. Comprehensive costs on average $326 each year, collision insurance costs $414, and liability insurance costs $454. Liability-only insurance costs as little as $538 a year, and high-risk driver insurance costs around $2,950. Teen drivers pay the most at up to $5,194 a year.

Annual premium for full coverage: $1,394

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates how your location can change car insurance rates.

These rate differences illustrate why all drivers should compare rates based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Jeep Wrangler Unlimited Rubicon 4WD 4-Dr also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year of your Wrangler.

Choosing high deductibles could save up to $490 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $408 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 129% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Jeep Wrangler Unlimited Rubicon 4WD 4-Dr insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

The chart estimates Jeep Wrangler Unlimited Rubicon 4WD 4-Dr insurance rates for various coverage choices and risks. The lowest rate with discounts is $840. Drivers who choose higher $1,000 deductibles will pay $1,224. The average rate for a 40-year-old male driver using $500 deductibles is $1,394. Using lower $100 deductibles for physical damage coverage can cost as much as $1,714. High risk drivers could be charged up to $2,950. The policy rate for full coverage insurance for a teen driver is $5,194.

View Chart as Image