Jeep Wrangler Sahara 4WD 2-Dr Insurance Rates
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The average insurance rates for a Jeep Wrangler Sahara 4WD 2-Dr are $1,188 a year including full coverage. Comprehensive insurance costs an estimated $284 each year, collision insurance costs $382, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,524 or more. Teen drivers cost the most to insure at up to $4,392 a year.
Annual premium for full coverage: $1,188
Policy rates broken down by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Jeep Wrangler Trim Level
Using a 40-year-old driver as an example, Jeep Wrangler Sahara 4WD 2-Dr insurance rates range from as low as $430 for just liability coverage to a high rate of $2,524 for a policy for a high-risk driver.
These price differences highlight why all drivers should compare rates for a targeted area and risk profile, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Jeep Wrangler Sahara 4WD 2-Dr Insurance
Insurance prices for a Jeep Wrangler Sahara 4WD 2-Dr also range considerably based on your risk profile, the replacement cost of your Wrangler, and liability limits and deductibles.
More mature drivers with no violations or accidents and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,300 a year. View Rates by Age
Your home state makes a big difference in Jeep Wrangler Sahara 4WD 2-Dr insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $440 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 132% more than average. View High Risk Driver Rates
Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and rates will be varied from one company to the next.
The chart above shows average Jeep Wrangler Sahara 4WD 2-Dr insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $709. Drivers who choose higher $1,000 deductibles will pay around $1,036. The average rate for a driver around age 40 using $500 deductibles is $1,188. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,476. High risk drivers could be charged around $2,524. The policy rate for full coverage for a teenage driver is $4,392.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,074 | -$114 | -9.6% |
Alaska | $910 | -$278 | -23.4% |
Arizona | $986 | -$202 | -17.0% |
Arkansas | $1,188 | -$0 | 0.0% |
California | $1,354 | $166 | 14.0% |
Colorado | $1,136 | -$52 | -4.4% |
Connecticut | $1,222 | $34 | 2.9% |
Delaware | $1,346 | $158 | 13.3% |
Florida | $1,488 | $300 | 25.3% |
Georgia | $1,098 | -$90 | -7.6% |
Hawaii | $854 | -$334 | -28.1% |
Idaho | $802 | -$386 | -32.5% |
Illinois | $884 | -$304 | -25.6% |
Indiana | $894 | -$294 | -24.7% |
Iowa | $802 | -$386 | -32.5% |
Kansas | $1,130 | -$58 | -4.9% |
Kentucky | $1,620 | $432 | 36.4% |
Louisiana | $1,760 | $572 | 48.1% |
Maine | $734 | -$454 | -38.2% |
Maryland | $980 | -$208 | -17.5% |
Massachusetts | $952 | -$236 | -19.9% |
Michigan | $2,064 | $876 | 73.7% |
Minnesota | $994 | -$194 | -16.3% |
Mississippi | $1,426 | $238 | 20.0% |
Missouri | $1,052 | -$136 | -11.4% |
Montana | $1,276 | $88 | 7.4% |
Nebraska | $936 | -$252 | -21.2% |
Nevada | $1,426 | $238 | 20.0% |
New Hampshire | $858 | -$330 | -27.8% |
New Jersey | $1,328 | $140 | 11.8% |
New Mexico | $1,052 | -$136 | -11.4% |
New York | $1,252 | $64 | 5.4% |
North Carolina | $686 | -$502 | -42.3% |
North Dakota | $974 | -$214 | -18.0% |
Ohio | $820 | -$368 | -31.0% |
Oklahoma | $1,222 | $34 | 2.9% |
Oregon | $1,090 | -$98 | -8.2% |
Pennsylvania | $1,134 | -$54 | -4.5% |
Rhode Island | $1,586 | $398 | 33.5% |
South Carolina | $1,078 | -$110 | -9.3% |
South Dakota | $1,002 | -$186 | -15.7% |
Tennessee | $1,042 | -$146 | -12.3% |
Texas | $1,434 | $246 | 20.7% |
Utah | $880 | -$308 | -25.9% |
Vermont | $812 | -$376 | -31.6% |
Virginia | $710 | -$478 | -40.2% |
Washington | $918 | -$270 | -22.7% |
West Virginia | $1,090 | -$98 | -8.2% |
Wisconsin | $824 | -$364 | -30.6% |
Wyoming | $1,060 | -$128 | -10.8% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,392 |
20 | $2,680 |
30 | $1,234 |
40 | $1,188 |
50 | $1,082 |
60 | $1,060 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,476 |
$250 | $1,346 |
$500 | $1,188 |
$1,000 | $1,036 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,188 |
50/100 | $1,261 |
100/300 | $1,352 |
250/500 | $1,588 |
100 CSL | $1,297 |
300 CSL | $1,497 |
500 CSL | $1,643 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,228 |
20 | $4,246 |
30 | $2,574 |
40 | $2,524 |
50 | $2,406 |
60 | $2,382 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $62 |
Multi-vehicle | $59 |
Homeowner | $18 |
5-yr Accident Free | $80 |
5-yr Claim Free | $74 |
Paid in Full/EFT | $50 |
Advance Quote | $54 |
Online Quote | $82 |
Total Discounts | $479 |
Discounts are estimated and may not be available from every company or in every state.
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