Jeep Wrangler Rubicon 4WD 2-Dr Insurance Rates

U.S. average insurance rates for a Jeep Wrangler Rubicon 4WD 2-Dr are $1,234 a year with full coverage. Comprehensive costs around $298, collision costs $414, and liability insurance costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing around $2,624. Teen drivers pay the highest rates at $4,536 a year or more.

Annual premium for full coverage: $1,234

Price estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

Geographic Price Range

Your location has a significant impact on insurance rates. Areas with sparse population have lower incidents of collision claims than larger metro areas.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These price ranges demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Jeep Wrangler Rubicon 4WD 2-Dr are also quite variable based on the model year, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,400 to $2,000 additional each year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 127% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,500 a year. View Rates by Age

The state you live in makes a big difference in Jeep Wrangler Rubicon 4WD 2-Dr insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $480 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to compare prices from as many companies as possible. Every company uses a different rate calculation, and rates may be quite different.

View Chart as Image

The chart above shows Jeep Wrangler Rubicon 4WD 2-Dr insurance prices for different risks and coverage choices. The lowest price with discounts is $732. Drivers who choose higher $1,000 deductibles will pay $1,072. The average price for a driver age 40 with no violations using $500 deductibles is $1,234. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,544. High risk drivers could be charged at least $2,624. The price for full coverage insurance for a 16-year-old driver is $4,536.

View Chart as Image