Jeep Liberty Limited 4WD Insurance Rates

Average auto insurance rates for a Jeep Liberty Limited 4WD are $1,296 annually with full coverage. Comprehensive costs around $298 each year, collision insurance costs $476, and liability coverage costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $2,780. Teen drivers receive the highest rates at up to $4,782 a year.

Annual premium for full coverage: $1,296

Rate estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Liberty Trim Level

Price Range by Location

Where you live has a large influence on insurance rates. Areas with sparse population tend to have fewer collision claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance rates.

These differences demonstrate why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Jeep Liberty Limited 4WD can also vary considerably based on the model year of your Liberty, your driving record, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will be charged as much as $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers can be around 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $520 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Jeep Liberty Limited 4WD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes can be significantly different between companies.

View Chart as Image

The chart above shows Jeep Liberty Limited 4WD insurance prices for various situations. The cheapest price with discounts is $758. Drivers who choose higher $1,000 deductibles will pay about $1,122. The average price for a driver age 40 with no violations using $500 deductibles is $1,296. Using lower $100 deductibles for comp and collision coverage could cost up to $1,638. High risk drivers could be charged as much as $2,780. The policy rate for full coverage insurance for a 16-year-old driver can be as high as $4,782.

View Chart as Image