Hyundai Tucson Limited 4WD Insurance Rates

U.S. average insurance rates for a Hyundai Tucson Limited 4WD are $1,342 a year for full coverage insurance. Comprehensive costs on average $312, collision insurance costs $508, and liability insurance costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs around $2,880. Teenage drivers pay the highest rates at up to $4,928 a year.

Annual premium for full coverage: $1,342

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Tucson Trim Level

Geographic Price Range

Your location has a significant impact on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

These price ranges illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Hyundai Tucson Limited 4WD are also quite variable based on your driving record, the model year, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teenage drivers, where even good drivers can expect to pay upwards of $4,900 a year. View Rates by Age

The state you live in makes a big difference in Hyundai Tucson Limited 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $550 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,100 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the only way to figure out exactly what you will pay is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, so the rates may be quite different from one company to the next.

View Chart as Image

The chart estimates Hyundai Tucson Limited 4WD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $781. Drivers who use higher $1,000 deductibles will pay around $1,156. The average rate for a 40-year-old male driver using $500 deductibles is $1,342. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,702. Drivers with multiple violations and accidents could be charged at least $2,880. The price for full coverage insurance for a teen driver is $4,928.

View Chart as Image