Hyundai Sonata Limited 4-Dr Sedan Insurance Rates

Estimated insurance prices for a Hyundai Sonata Limited 4-Dr Sedan are $1,520 every 12 months with full coverage. Comprehensive insurance costs on average $326 each year, collision insurance costs $604, and liability costs $410. Liability-only insurance costs as little as $486 a year, and high-risk driver insurance costs $3,284 or more. Teen drivers pay the most at up to $5,638 a year.

Annual premium for full coverage: $1,520

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Sonata Trim Level

These rate differences demonstrate why all drivers should compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Hyundai Sonata Limited 4-Dr Sedan also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year of your Sonata.

Choosing high deductibles could save up to $630 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $369 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,800 to $2,500 additional annually, depending on your age. Insurance for high-risk drivers can cost from 44% to 132% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Hyundai Sonata Limited 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

The chart above shows Hyundai Sonata Limited 4-Dr Sedan insurance rates for various coverage choices and risks. The cheapest discount rate is $878. Drivers who choose higher $1,000 deductibles will pay $1,308. The average rate for a 40-year-old male driver using $500 deductibles is $1,520. Using lower $100 deductibles for comp and collision coverage can cost as much as $1,930. High risk drivers could be charged up to $3,284. The policy rate for full coverage for a teen driver is $5,638.

View Chart as Image