Hyundai Genesis 3.8 Track 2-Dr Coupe Insurance Rates

The average insurance prices for a Hyundai Genesis 3.8 Track 2-Dr Coupe are $1,812 every 12 months including full coverage. Comprehensive insurance costs around $396 each year, collision costs $762, and liability costs $454. Liability-only coverage costs as little as $538 a year, with high-risk coverage costing $3,920 or more. Teen drivers cost the most to insure at $6,656 a year or more.

Annual premium for full coverage: $1,812

Policy rates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Genesis Trim Level

These price differences highlight why all drivers should compare rates for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Hyundai Genesis 3.8 Track 2-Dr Coupe also range considerably based on liability limits and deductibles, your driving characteristics, and the actual cash value of your Genesis.

Choosing high deductibles could save up to $780 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $408 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,700 per year on average, or $142 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $6,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $2,100 to $2,900 additional every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 130% more than average. View High Risk Driver Rates

Your home state makes a big difference in Hyundai Genesis 3.8 Track 2-Dr Coupe insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and rates will be varied.

View Chart as Image

The chart above shows average Hyundai Genesis 3.8 Track 2-Dr Coupe insurance rates for different coverage choices and risks. The cheapest discount rate is $1,034. Drivers who choose higher $1,000 deductibles will pay $1,550. The average rate for a driver age 40 with no violations using $500 deductibles is $1,812. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,322. High risk drivers could be charged around $3,920. The policy rate for full coverage for a 16-year-old driver is $6,656.

View Chart as Image