1. Vehicles
  2. Hyundai
  3. Genesis
  4. 3.8 4-Dr Sedan

Hyundai Genesis 3.8 4-Dr Sedan Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Average insurance prices for a Hyundai Genesis 3.8 4-Dr Sedan are $1,448 every 12 months for full coverage. Comprehensive insurance costs on average $368, collision insurance costs $634, and liability coverage costs $310. Only liability insurance costs as little as $370 a year, and high-risk insurance costs $3,114 or more. Teen drivers receive the highest rates at up to $5,132 a year.

Annual premium for full coverage: $1,448

Rate estimates by type of coverage:

Comprehensive $368
Collision $634
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Genesis Trim Level

For a driver around age 40, prices range from the cheapest price of $370 for just liability coverage to the much higher price of $3,114 for a high-risk insurance policy.

Liability Only $370
Full Coverage $1,448
High Risk $3,114

These differences show why everyone should compare rates based on a specific location and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Hyundai Genesis 3.8 4-Dr Sedan Insurance

Searching Companies

Insurance rates for a Hyundai Genesis 3.8 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your driver profile, and the model year of your Genesis.

Choosing high deductibles could save up to $670 a year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $279 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 extra per year, depending on your age. Hyundai Genesis 3.8 4-Dr Sedan insurance for high-risk drivers can cost around 45% to 131% more than average. View High Risk Driver Rates

Where you live makes a big difference in Hyundai Genesis 3.8 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, so the rates can be significantly different.

View Chart as Image

Hyundai Genesis 3.8 4-Dr Sedan insurance cost comparison chart
Column chart showing Hyundai Genesis 3.8 4-Dr Sedan insurance prices range from $821 to $5,132 for full coverage

Chart shows Hyundai Genesis 3.8 4-Dr Sedan insurance rates for various coverage choices and risks. The cheapest rate with discounts is $821. Drivers who choose higher $1,000 deductibles will pay $1,222. The average rate for a 40-year-old male driver using $500 deductibles is $1,448. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,890. High risk drivers could be charged as much as $3,114. The rate for full coverage for a teen driver is $5,132.

Hyundai Genesis 3.8 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,308 -$140 -9.7%
Alaska $1,108 -$340 -23.5%
Arizona $1,200 -$248 -17.1%
Arkansas $1,448 -$0 0.0%
California $1,650 $202 14.0%
Colorado $1,382 -$66 -4.6%
Connecticut $1,486 $38 2.6%
Delaware $1,636 $188 13.0%
Florida $1,808 $360 24.9%
Georgia $1,338 -$110 -7.6%
Hawaii $1,040 -$408 -28.2%
Idaho $982 -$466 -32.2%
Illinois $1,078 -$370 -25.6%
Indiana $1,090 -$358 -24.7%
Iowa $974 -$474 -32.7%
Kansas $1,374 -$74 -5.1%
Kentucky $1,974 $526 36.3%
Louisiana $2,144 $696 48.1%
Maine $894 -$554 -38.3%
Maryland $1,194 -$254 -17.5%
Massachusetts $1,154 -$294 -20.3%
Michigan $2,512 $1,064 73.5%
Minnesota $1,212 -$236 -16.3%
Mississippi $1,734 $286 19.8%
Missouri $1,284 -$164 -11.3%
Montana $1,554 $106 7.3%
Nebraska $1,140 -$308 -21.3%
Nevada $1,736 $288 19.9%
New Hampshire $1,044 -$404 -27.9%
New Jersey $1,620 $172 11.9%
New Mexico $1,280 -$168 -11.6%
New York $1,524 $76 5.2%
North Carolina $834 -$614 -42.4%
North Dakota $1,186 -$262 -18.1%
Ohio $998 -$450 -31.1%
Oklahoma $1,486 $38 2.6%
Oregon $1,328 -$120 -8.3%
Pennsylvania $1,380 -$68 -4.7%
Rhode Island $1,930 $482 33.3%
South Carolina $1,312 -$136 -9.4%
South Dakota $1,220 -$228 -15.7%
Tennessee $1,266 -$182 -12.6%
Texas $1,744 $296 20.4%
Utah $1,070 -$378 -26.1%
Vermont $990 -$458 -31.6%
Virginia $866 -$582 -40.2%
Washington $1,116 -$332 -22.9%
West Virginia $1,328 -$120 -8.3%
Wisconsin $1,000 -$448 -30.9%
Wyoming $1,290 -$158 -10.9%

View Chart as Image

Hyundai Genesis 3.8 4-Dr Sedan insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Hyundai Genesis 3.8 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,132
20 $3,314
30 $1,526
40 $1,448
50 $1,318
60 $1,294

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Genesis 3.8 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,890
$250 $1,688
$500 $1,448
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Genesis 3.8 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,448
50/100 $1,510
100/300 $1,588
250/500 $1,789
100 CSL $1,541
300 CSL $1,712
500 CSL $1,836

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Genesis 3.8 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,366
20 $5,260
30 $3,204
40 $3,114
50 $2,966
60 $2,938

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $73
Homeowner $19
5-yr Accident Free $112
5-yr Claim Free $94
Paid in Full/EFT $71
Advance Quote $74
Online Quote $105
Total Discounts $627
Rate after discounts $821

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption