Hummer H3 Adventure Package 4WD Insurance Rates

U.S. average insurance rates for a Hummer H3 Adventure Package 4WD are $1,434 a year with full coverage. Comprehensive insurance costs approximately $340, collision insurance costs $572, and liability costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs $3,082 or more. Teen drivers pay the highest rates at up to $5,216 a year.

Annual premium for full coverage: $1,434

Price estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hummer H3 Trim Level

These price ranges demonstrate why everyone should compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a Hummer H3 Adventure Package 4WD are also quite variable based on your driving record, the actual cash value of your H3, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Hummer H3 Adventure Package 4WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $610 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 extra each year, depending on your age. Hummer H3 Adventure Package 4WD insurance for high-risk drivers can be as much as 44% to 133% more than average. View High Risk Driver Rates

Since rates can be so different, the best way to find out which company is cheapest is to regularly compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates may be quite different from one company to the next.

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The chart above shows Hummer H3 Adventure Package 4WD insurance rates for various risk profiles and scenarios. The best rate after discounts is $826. Drivers who choose higher $1,000 deductibles will pay around $1,226. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,434. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,834. High risk drivers could be charged at least $3,082. The rate for full coverage for a teenager can be as high as $5,216.

View Chart as Image